Getting Started - The Loan Process

Everyone at MortgagesUS strives to make the entire loan process easy to understand and free of complications. We work with you during every phase and are more than happy to answer any of your questions.

Listed below is a step-by-step process for getting a loan with us (click on highlighted words for more details):

Step 1: Contact a Loan Officer by completing an online mortgage application online or calling your local office.

Step 2: After a short phone conversation, your Loan Officer will analyze your credit score and determine which loan program best meets your needs. Our Loan Officer s specialize in creating individualized loan programs for each customer.

Step 3: You will now meet with your Loan Officer in our nearest office. During this time you will need to provide all the documents necessary for the loan approval. Your Loan Officer will tell you what you need before your meeting.

Step 4: Your loan application will then be processed.

Step 5: In most cases, an appraiser will visit your home. A title company will research the title to your property and issue a certificate of insurance.

Step 6: Once your loan has been approved, your Loan Officer will contact you to set up an appointment for closing.

Step 7: You will receive your money 4 business days after closing.